Current Wheat and Fall Reminders:
- Any Changes to your policy, including adding coverage, changing entity, ownership, shares, adding acreage, or coverage changes for the 2027 wheat crop, need to be completed by September 30th.
- Please send 2026 wheat production numbers to us if you have not already done so. Having your 2026 production loaded in your databases will allow us to generate the most accurate quote for 2027 coverage options.
- Wheat Harvest price came in at $6.52 – a 13.2% increase from the projected price of $5.76. Our area had some high-quality wheat this year! Rainfall in early to mid-June was the difference between average and above-average yields.
- All 2026 Wheat claims need to be filed before October 14th.
- Any 2027 wheat planted after the final plant date loses 1% coverage per day for up to 5 days.
- Prevent Plant Wheat can be filed after the final plant date. The deadline to file is October 28th. You can receive 60% of your guarantee unless you plant the acreage to another insurable crop in 2027. If another crop is planted, your payment will decrease to 35% of your prevent plant guarantee and 60% of your APH yield assigned to your database.
Current Corn and Soybean Reminders
- Have a Safe Harvest this Fall! Let us know if you have any questions on coverages and keep us in the loop with how harvest is going!
- If you plan on carrying 2025 grain into 2026 harvest, please let us know. We will need to get that production measured and counted toward your 2025 production versus your 2026 production. In the event of a loss, those old crop bushels could disqualify you from a claim payment if not accounted for properly.
- As harvest finishes up this fall, please send 2026 Corn and Soybean production numbers to us, even if they are ballpark estimates. This allows us to find any losses that you may have and helps us generate the most accurate quote for 2026 coverage options.
SCO & ECO Changes for 2027 Crop Year
Significant changes are coming to Supplemental Coverage Option (SCO) and Enhanced Coverage Option (ECO) for the 2027 crop year. SCO will now provide coverage from the producer’s underlying policy coverage level up to 90% (previous maximum of 86%). ECO will then provide an additional layer of area-based coverage from 90% to 95%.
As we did over the last couple of years, we will discuss these programs — how they work and cost– when we meet with each of you for the 2027 crop year.
Interest Deferral on 2026 Crop Insurance Premium
RMA has announced temporary payment flexibility for 2026 crop insurance premiums and administrative fees. For policies with premium billing dates between 7/1 and 9/30, AIP’s allow policyholders up to an additional 60 days to make payment. During this additional period, interest on unpaid premiums and administrative fees will be waived. This does not apply to any private products like Crop-Hail premiums.
This is a temporary payment extension, not a cancellation or reduction of the premium owed, and it does not change the policy’s termination date (3/15/27). Interest for the month of November will be added to the premium if the premium is not paid prior to 12/1.
Do You have Hay or Pasture Acres?
Rainfall produces forage that feeds livestock. Without that forage, you may be forced to sell that livestock lighter than expected or spend money supplementing that food supply. Either outcome cuts into cash flow or at the end of the day hurts your business. Pasture, Rangeland, and Forage is an area-based plan of insurance designed to help cover replacement feed costs due to lack of precipitation. The deadline for 2027 coverage is 12/1/26.